Terms of Service
Last updated: January 2025
By accessing and using Claim Ready, you accept and agree to be bound by the terms and provision of this agreement.
Claim Ready is an informational platform that provides AI-generated analysis and educational content related to insurance policies and claims. Our services include:
- AI-powered policy analysis and gap identification
- Property inventory management tools
- Weather alerts and preparation guidance
- Educational content and resources
Not Professional Advice: Claim Ready does not provide professional insurance, legal, or financial advice. Our AI analysis and recommendations are for informational and educational purposes only.
No Guarantee of Accuracy: While we strive for accuracy, we make no guarantees about the completeness, reliability, or accuracy of our AI analysis or content. Coverage analysis results are estimates only and should be independently verified.
Limitation of Liability: Claim Ready assumes no liability for actions taken based on app results. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our service.
Professional Consultation Required: Always consult with licensed insurance agents, public adjusters, or attorneys before making insurance decisions or filing claims. This tool does not replace professional advice from your insurance carrier, agent, or attorney.
Users are responsible for:
- Verifying all information provided by our AI analysis
- Consulting with appropriate professionals
- Making their own informed decisions
- Using the service lawfully and responsibly
- Independently verifying all coverage analysis results
Claim Ready offers free and paid subscription tiers. By purchasing a subscription, you agree to:
- Provide accurate payment information
- Pay all fees associated with your subscription tier
- Automatic renewal unless cancelled before the renewal date
- No refunds for partial subscription periods
Your use of Claim Ready is also governed by our Privacy Policy. We collect and process data as described in our Privacy Policy to provide and improve our services.
We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.