Know more before life surprises you.
Are you carrying financial risks your household can't see?
ClaimReady maps your household's full exposure — policies, property, valuables, activities, and finances — so you know exactly where you stand before something goes wrong.
Already dealing with damage or a claim? Start Claim Active →
Your path to household clarity
Discover your risks. Decide what to fix. Steward your coverage over time.
Discover
Know your full exposure
Upload your policy and complete your Household Risk Profile. ClaimReady maps every gap — ordinance shortfalls, missing endorsements, liability blindspots, and valuables not covered under your current limits.
Start a Home, Auto, or Renters Scan →Decide
Make informed choices
Every finding includes a plain-English explanation, a dollar-figure exposure estimate, and a clear next step. No jargon. No 40-page reports. Just the decisions that matter, ranked by impact.
Explore Claim Ready Membership →Steward
Stay protected year-round
Renewals change your coverage. Life events change your exposure. ClaimReady tracks both — alerting you when your policy needs a fresh look and keeping your household profile current.
See How Membership Keeps You Current →Research & Insights
$2.5 million in real claims experience built into every scan.
The same gaps a licensed public adjuster finds manually — surfaced in 60 seconds. Validated against real homeowner policies across two published studies.
of policies reviewed had at least one critical coverage gap
of policies have inadequate ordinance and law coverage
average time to generate a complete gap report with dollar exposure
How it works
Three steps to household clarity.
Build your Household Risk Profile
Answer questions about your property, environment, structures, activities, valuables, and finances. Takes about 5 minutes. No documents needed to start.
Scan your policies
Upload your declarations page. ClaimReady analyzes it with a licensed public adjuster's methodology and returns a plain-English gap report in 60 seconds.
Get your Claim Ready Score
See exactly where you're exposed, what it would cost you out of pocket, and what to fix first. Stay current as your life and coverage change.
Free tier is forever. Policy scans are pay-as-you-go. Membership is optional and cancellable anytime.
Trust & Credibility
Built by someone who's worked the claims.
Founder
Jennifer Taylor, Licensed Public Adjuster
Licensed in Georgia and South Carolina with $2.5M+ in active and approved property claims. Built ClaimReady because every policy she reviewed had gaps the homeowner didn't know about.
Methodology
Patent-pending Exposure Mapping
Validated against real homeowner policies in two published studies. Featured on Beinsure Media. Replicates what a licensed public adjuster finds manually, in 60 seconds.
Privacy
Your policy stays yours
We never sell your data, share it with carriers, or use it to set rates. Encrypted at rest and in transit. Delete your account and your data goes with it.
Honesty
This is not about your agent
You probably have a great agent. Think of ClaimReady as a second opinion — the kind you'd get from a doctor before a major procedure. Your home deserves the same diligence.
Find out what your household is actually exposed to.
Create a free account in under a minute. Build your Household Risk Profile. Run your first scan when you're ready.
Free forever. No credit card required.