Renters Policy Scanner
Upload your renters insurance declarations page to find coverage gaps in 60 seconds.
Sign in to scan your renters policy.
Your renters insurance probably covers less than you think.
Most renters underestimate what they own and what their policy actually covers. A 60-second scan tells you exactly where you are exposed.
The average renter owns $20,000 to $30,000 in personal belongings. Most renters policies pay actual cash value — not what it costs to replace them today.
What type of renter are you here for?
What we check in your renters scan
Personal property coverage limits
Replacement cost versus actual cash value
Liability coverage limits
Loss of use coverage
Medical payments coverage
High-value item sublimits for jewelry and electronics
Real Scenario
The worst case for a renter isn't a fire. It's mold.
A mold event can make your unit uninhabitable overnight. Your landlord's insurance covers the building. It does not cover your belongings, your temporary housing, or your relocation costs. Without the right renters coverage you could lose everything — and have nowhere to go.
This is not about your landlord
Your landlord has insurance on the building. It does not cover your belongings, your liability, or your living expenses if something goes wrong. Renters insurance is one of the most affordable protections you can own — and most renters are significantly underinsured.