Sample Coverage Report
Your Policy Analysis
Homeowner policy · Redacted for privacy · Real findings from a real scan
This is a sample report based on real findings. Personal details and policy numbers have been redacted. Your actual report will reflect your specific policy language.
Coverage Exposure Score
42/ 100
Significant gaps identified — action recommended before renewal
3 high-risk gaps
2 moderate-risk gaps
6 areas look good
Policy Details
Carrier
State Farm
Policy Type
HO-3 Homeowner
Dwelling Limit (Cov A)
$425,000
Personal Property (Cov C)
$212,500
Liability (Cov E)
$100,000
Deductible
$2,500
Coverage Gaps Found
What Looks Good
Replacement Cost Value (RCV) coverage confirmed — not Actual Cash Value
Extended Replacement Cost endorsement present (125% of dwelling limit)
Liability limit meets umbrella attachment threshold
Loss of Use (ALE) coverage at 20% of Coverage A
Medical Payments to Others: $5,000
Equipment Breakdown endorsement detected
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